Search out trustworthy companies that have good rates before you purchase insurance. You can find very useful information by just looking at a few websites. JD Power’s website shows customer satisfaction rates of many popular insurance companies. The NAIC website will give you the info you need about your insurance company and any issues that have been filed. Ambest.com is a great website to go to to find out about an insurance company. If you pre-pay your insurance, you may be able to get a lower, discounted rate. If you pay your insurance each year, you won’t have to pay monthly billing and interest fees that can be up to 3%.
Be completely honest with the insurance company when shopping for your policy. If your insurance company has false or incorrect information, you may not be able to get compensation when you need it. Being honest with the insurance company also helps them provide the best policy for your needs.